Banking Sevices
Value Proposition
Are you tired of navigating the treacherous waters without help? Look no further!
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Our bank consulting services offer a strategic compass you need in key moments. ​ In today's volatile rate market, every decision counts. What you need to consider in making an advanced Interest Rate risk policy or changing Credit Policies to move the needle can be scary to those in management with static or stale assumptions and environments.
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That's where my firm's services come into play. I specialize in deciphering the complexities of interest rate fluctuations with your bank's financial history. This guides your banking entity towards profitable strategic decisions which optimize your bank's net interest income and economic value of equity.
Services Defined
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Asset Liability Management (ALM) Consulting
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EVE, NIM, and GAP​​​ Maturity Analyses
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​Balance Sheet Optimization
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Net Interest Income vs. Credit Impairment
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Deposit Runoff and Special Rates
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Strategic Planning and Decision Support
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​Regulatory Compliance and Reporting
Monthly ALCO Maintenance
Typical Meeting Cycle:
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Agenda Setting
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Meeting Minutes
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Financial Performance Review
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Interest Rate Risk Assessment and Planning
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Balance Sheet Management Strategies
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Regulatory Compliance Updates
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Action Items and Next Steps
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Q&A and Open Discussion
Project based
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Data Integration Strategy
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Extraction, Scrubbing, and Documentation
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Loan and Account Verification​
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Financial Quality Assurance and Validation
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Internal Audit AUP​
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Implementation of ALM Models and Analysis
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Scenario Building and Stress Testing
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Reporting with an Active Decision Support System
Succession Planning & Strategic Writing
Does your Board or Executive management have an average age over 50 years old?
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What is you plan for succession and have you identified appropriate talent to replace you in times of growth or decline?